Supply Chain financing

Funding in a way that benefits everyone

Your suppliers receive funds through an early payment from a third-party funder, while you are allowed to lengthen your payment terms.

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Why Supply Chain Financing

Longer Payment Terms

We make repayment effortless by utilising customised repayment terms to meet your business needs.

Improving Supplier Relationships

Receive offers in within hours and approved funds within days with our secured system.

Reducing Supply Chain Risk

We charge one flat rate. No interest rates, or personal guarantees. Most of all, no surprises.


Who Do We Fund

You’re a Malaysian-registered business and have been in operation for at least 1 year.
Your business is majorly owned by a Malaysian (at least 51% and above).
Your business is providing goods or services to other Malaysian businesses on credit terms (B2B Business).
Your business has mid-to-large size corporate(s) as customer(s) (private or public) OR you have an annual revenue of more than RM2 million.


How It Works

An eligible business submits the required information to apply for business financing.


Our credit and risk professionals will fairly and objectively evaluate each application.


Within 48 hours of approval, funds will be disbursed into your bank account.



Looking For More Info?

What is Supply Chain Financing?

Supply Chain Financing is a form of financial transaction whereby iLending (a third party) facilitates an exchange by providing finance to the suppliers on the client’s behalf. This solution optimizes cash flow by allowing suppliers to get paid early while providing the flexibility for businesses to extend their payment terms.

How does Supply Chain Financing work?

iLending helps you secure collateral-free loans through a fully digitalised/paperless process. With iLending, you can apply for an amount of up to RM500,000 with interest rate of 0.1% - 1.5% per month with a tenure of up to 6 months.


Upon approval of the supply chain financing amount, we will credit the amount to the contracted supplier after fee deduction.


Repayment will be in monthly installments and is fully automated given that there is sufficient amount in your bank account.

Are there any fees and charges?

Fees include:

  1. Attestation fees: 5% of the approved amount deducted before disbursement
  2. Stamping fees: 5% of the approved amount deducted before disbursement

Late fees: 

Should there be any late repayments, a 0.67% interest fee will be added into the remaining unpaid balance monthly.

What are the required documents that I would need…

Required documents for Supply Chain Financing:
- All SSM Forms
- Business License - MPK/Industry License
- Bank Statement for 6 months
- Reimbursement documents (BL/DO/Transaction slip)

- Contract (PO/LC)

- Auditor report (For company more than 1 year)

- Management account report (For company less less than 1 year)

How long is the financing term?

You can apply for a tenure for a duration of 2, 4 or 6 months depending on your business needs with iLending’s Supply Chain Financing.

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Ready to Take Control of Your Cash Flow?

Get funded right away, or get in touch with us to find out more about how we can support your growth.