This Terms of Use (together with the documents referred to in it) tells you the terms of use on which you may make use of our website www.ilending.com or through our online platform (our sites), whether as a guest or a registered user. Use of our sites includes accessing, browsing, or registering to use our sites. By using our sites, you confirm that you accept these terms of use and that you agree to comply with them. If you do not agree to these terms of use, you must not use our sites.

These terms of use refer to the following additional terms, which also apply to your use of our sites: Our Personal Data Protection Policy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our sites, you consent to such processing and you warrant that all data provided by you is accurate. Our Cookie Policy, which is incorporated into our Personal Data Protection Policy, and which sets out information about the cookies on our sites.

www.ilending.com and our online platform are sites operated by Minelog Sdn Bhd and its subsidiaries Minelog Sdn Bhd and Minelog Sdn Bhd (“We”, “Us” and “Our”). Minelog Sdn Bhd is a private limited company registered in Malaysia under company number 1189545-D and has its registered office and principal place of business at C-05-01, 5th Floor, Block C, Wisma TT, No. 1, Jalan PJS 8/15, Dataran Mentari, 46150 PJ, Selangor, Malaysia.

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use. If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at support@ilending.com

We are the owner or the licensee of all intellectual property rights in our sites, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. You may print off one copy, and may download extracts, of any page(s) from our sites for your personal use and you may draw the attention of others within your organisation to content posted on our sites. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on our sites must always be acknowledged. You must not use any part of the content on our sites for commercial purposes without obtaining a licence to do so from us or our licensors. If you print off, copy or download any part of our sites in breach of these terms of use, your right to use our sites will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

We do not guarantee that our sites will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform in order to access our sites. You should use your own virus protection software. You must not misuse our sites by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our sites, the server on which our sites is stored or any server, computer or database connected to our sites. You must not attack our sites via a denial-of-service attack or a distributed denial-of service attack. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our sites will cease immediately.

Please note that these terms of use, its subject matter and its formation (and any non-contractual disputes or claims), are governed by Malaysian law. We both agree to the exclusive jurisdiction of the courts of Malaysia.