Credit Analyst Executive

Credit Analyst Executive

Malaysia · Design · Full Time

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About The Company

We are a reputable provider of personal loans in Malaysia. We offer superior lending experiences and the most accommodating payback plan in the sector.

Our leading-edge technology delivers quick and flexible funding to small and medium-sized businesses where it is most needed, enabling them to thrive while supporting the ever-growing community of SMEs.

Job Highlights:

  • Attractive employee benefits
  • Competitive salary
  • Healthy learning and career development environment
  • Annual Bonus and Incentives

Key Responsibilities:

  • Carry out credit evaluation, recommendation and approval for Business lending, personal loan based on client’s financial statement.
  • Reviewing credit risk for new applications and existing customers by carrying out credit worthless checks and making credit limit recommendations, evaluate and mitigate credit risks.
  • Perform other credit-related research (Industry/sector research, economic updates etc) as complementary to fundamental credit analysis.
  • Monitor, review past due and delinquent accounts and constantly follow up with the Sales team and customers on collection activities and action taken.
  • Make evaluation through phone with customer & all information that customer given, ensure all data is accurate & follow the guideline.
  • Willing to work extra-miles such to improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.

Job Requirements :

  • At least a Diploma in Finance/ Accounting/ Banking or equivalent.
  • At least 1 years of relevant working experience and preferably in the credit evaluation experiences
  • Experienced in Microsoft Office application including Excel, Word and Outlook
  • Excellent communication & Interpersonal Skills
  • Able to work independently with minimal supervision and work to meet deadlines
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