About The Company
We are a reputable provider of personal loans in Malaysia. We offer superior lending experiences and the most accommodating payback plan in the sector.
Our leading-edge technology delivers quick and flexible funding to small and medium-sized businesses where it is most needed, enabling them to thrive while supporting the ever-growing community of SMEs.
Our leading-edge technology delivers quick and flexible funding to small and medium-sized businesses where it is most needed, enabling them to thrive while supporting the ever-growing community of SMEs.
Job Highlights:
- Attractive employee benefits
- Competitive salary
- Healthy learning and career development environment
- Annual Bonus and Incentives
Key Responsibilities:
- Work closely with our business partners to manage the bank’s risk exposure by balancing our objectives to maximize returns against an acceptable risk profile.
- Provide review and challenge to ensure key operational risks are adequately identified and managed.
- Understand and gain good knowledge of end-to-end systems operation and processes; ideate, recommend and drive continuous improvements to gain efficiency and productivity while reducing manual errors and risks.
- Ensure all aspects of credit risks and regulatory considerations (relating to the product, as applicable) are assessed, enabling the Bank’s loan portfolios to remain healthy and profitable.
- Conduct industry study and regular update on economic review for the reference of all business units to keep abreast with the fast changing business landscape and environment
Job Requirements :
- Bachelor's Degree in Accounting/ Finance/ Economics/ Business Administration or equivalent.
- At least 3 to 5 years of working experience in a credit risk management role.
- Strong analytical skills, resourceful and attentive to details.
- A team player, good communication skills with a problem-solving attitude
- Experience with assessing and approving loan applications, in particular Equity/ Share Margin Financing. (Experience in other secured and unsecured loan assessment, including the regulatory requirements surrounding these services, would be preferred.)
- Possess excellent knowledge in MS Office applications.