Associate, Credit (Group Risk Management)

Associate, Credit (Group Risk Management)

Malaysia · Design · Full Time

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About The Company

We are a reputable provider of personal loans in Malaysia. We offer superior lending experiences and the most accommodating payback plan in the sector.

Our leading-edge technology delivers quick and flexible funding to small and medium-sized businesses where it is most needed, enabling them to thrive while supporting the ever-growing community of SMEs.

Job Highlights:

  • Attractive employee benefits
  • Competitive salary
  • Healthy learning and career development environment
  • Annual Bonus and Incentives

Key Responsibilities:

  • Work closely with our business partners to manage the bank’s risk exposure by balancing our objectives to maximize returns against an acceptable risk profile.
  • Provide review and challenge to ensure key operational risks are adequately identified and managed.
  • Understand and gain good knowledge of end-to-end systems operation and processes; ideate, recommend and drive continuous improvements to gain efficiency and productivity while reducing manual errors and risks.
  • Ensure all aspects of credit risks and regulatory considerations (relating to the product, as applicable) are assessed, enabling the Bank’s loan portfolios to remain healthy and profitable.
  • Conduct industry study and regular update on economic review for the reference of all business units to keep abreast with the fast changing business landscape and environment

Job Requirements :

  • Bachelor's Degree in Accounting/ Finance/ Economics/ Business Administration or equivalent.
  • At least 3 to 5 years of working experience in a credit risk management role.
  • Strong analytical skills, resourceful and attentive to details.
  • A team player, good communication skills with a problem-solving attitude
  • Experience with assessing and approving loan applications, in particular Equity/ Share Margin Financing. (Experience in other secured and unsecured loan assessment, including the regulatory requirements surrounding these services, would be preferred.)
  • Possess excellent knowledge in MS Office applications.
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